Navigating the path to homeownership is both exciting and nerve-wracking, especially for first-time home buyers. While it’s common for friends and family to offer their personal advice for navigating the residential real estate market, it’s also important to find a trusted mortgage lender to help you every step of the […]
Buying a home can be a daunting process filled with emotions and many unknowns. It’s important to be patient and take one step at a time to avoid making costly mistakes. Let’s review five common mistakes that first-time homebuyers often make and, most importantly, how to avoid them in the […]
Buying a home can be a complicated process filled with phrases and concepts that are difficult for many people to understand. One such term commonly used during the home buying process is “escrow”. Let’s take a deeper look at this concept, as well as what it means for homebuyers. What […]
When mortgage interest rates are low, many homeowners consider refinancing as a way to lower their monthly payments and adjust the terms of their mortgage loans. It’s important to remember, however, that refinancing a mortgage should be based on the homeowners’ individual finances and long-term goals, not just this week’s […]
Have you ever been on the phone with someone and you can tell by their voice that they are smiling? They are upbeat, incredibly happy to help, and possess a passion that can’t help but brighten the day of the lucky person on the other side of the line? That’s […]
As a homeowner, it’s important to maintain your property and not let it fall into disrepair. Making improvements to your home will protect your investment and make the process of selling your property much easier down the road. Most often, an updated home is more desirable for potential buyers and […]
While Spring remains the peak real estate season and the best time of year to put your home on the market, it doesn’t mean that you cannot sell your home for a great price during Autumn. While housing inventory may be lower during the Autumn season, it’s also true that […]
The mortgage approval process can be filled with terms, rules, and regulations that may be confusing to homebuyers. That’s why, at GoPrime, we take pride in helping homebuyers understand the mortgage process from start to finish. You’ve probably heard that it’s important for homebuyers to become pre-qualified or pre-approved when […]
The first step towards buying a home often involves saving for a downpayment and achieving a pre-approval letter from a mortgage provider. A pre-approval letter indicates you’re a serious buyer committed to buying a home, with the financial means to do so. The letter is typically issued after a thorough […]
Interest rates are at historic lows; however, not everyone will qualify for exceptional mortgage rates. This is because mortgage rates are dependent on a number of factors specific to the borrower, including their credit score, available down payment, employment history and more. In today’s blog, we’ll cover four ways to […]
Over the past few months, many have faced financial hardship due to COVID-19. If you’re unable to pay your mortgage payment, it’s important to understand all of your options, as well as the long-term financial impact of neglecting payments. What is mortgage forbearance? “A mortgage forbearance agreement is a plan […]
While this summer may look different than years past, there is still plenty of socially-distanced fun to be had this season. Enjoy outdoor activities including farmer’s markets, berry picking, metro parks, water sports and more! Local Produce and U-PICK Fields If you’re in search of fresh produce or would like […]
While owning a home is costly, it is still considered a smart financial decision. According to NerdWallet, paying down a mortgage over time can be viewed as a kind of “forced savings” as you build equity with each monthly payment. However, while homeownership can offer some great financial benefits, it […]
Selling your home can be both time-consuming and emotionally challenging, especially if you’ve never done it before! You will welcome strangers into your home, only to have them scrutinize the property and likely offer you less money than you feel your home is worth. This is why sellers have to […]
As you enter the Raleigh 1 branch, you are greeted by only friendly faces – one may even be a fluffy, German Shepherd named, Ringo. One of those welcoming faces is Madison. A woman who is unafraid of wearing many hats, she acts as the manager of all things “office”, serving as the branch executive assistant where she helps the entire team. She […]
Selling a home can be a stressful experience. Just the thought of keeping your home in tip-top shape to be shown to potential buyers can feel like a full-time job! However, we’re living in unprecedented times due to the COVID-19 pandemic. This disease has impacted nearly every industry and real […]
We are thrilled to announce Robert Harvey, or Robby, as he is known around the company, as our next recipient of the GoPrime Personality Award. Robby always has the right outlook and has an impeccable willingness to help anyone he can, truly personifying our culture and mission to help our […]
After saving for a down payment and purchasing your new dream home….What comes next? A mortgage statement, of course! If that has you scratching your head as you try to understand what your mortgage payment is actually made up of, fear not. We’ve got you covered. In this blog, we’ll […]
Homeownership has its share of ups and downs; however, it’s crucial to capitalize on all the good—especially applicable tax benefits! Continue reading as we cover six common tax benefits for homeowners in today’s blog. Mortgage Interest Deduction: According to experts at NerdWallet, “mortgage interest deduction allows you to reduce your […]
In recent weeks, more Americans than ever before have started working remotely! Working from home can be quite an adjustment, especially for those of us used to traveling to and from work every day! Below are a few tips to remain active and connected to friends and loved ones, despite […]